New Programs

Fix N' Flip Loans

Competitive, low-rate financing for Fix N' Flip projects. Find out how little down you need to come in with in to close on your deal! 
 
  • Points as low as 2%
  • Terms: 6, 9, and 12 months
  • Interest rates as low as 8.99%
  • ARV: up to 75% 

Additional Programs

Construction Loans

Bridge Loans

Construction

Financing for lot acquisition and vertical construction on new or previously acquired lots.

All-in-One

This loan really is ‘all-in-one’. It supports lot acquisition and construction financing all in one loan. Builders have up to nine months to secure the plans and permits, and up to an additional nine months for construction.

Bridge Loans

Renovation

Finance acquisition and renovation all at once to keep builder equity in the project.

Acquisition

Finance lot acquisition for future vertical construction or property renovation.

 

Loan Guidelines

Residential Properties

  • Single Family Residence (attached/detached)
  • 1 – 4 Unit Property
  • Condominum/Townhome/LDMR/Row Houses

Loan Purpose

All lending must be for business purposes.

Loan Terms

  • Loan Amounts: $100,000 to $10,000,000+
  • Loan to Value: up to 70%
  • Loan to Cost: up to 90%
  • Loan Term: up to 18 months
  • Prepayment Penalty: None
  • Lien Position: 1st liens

Lending Territory

Currently, we lend only for projects in Washington, Oregon, and Colorado.

Borrowing Entities

  • Corporations
  • LLC’s
  • A combination of the above
  • Individuals on an exception basis

Cash Flow Advantage Option

Limits points/fees upfront, which limits cash required and allows our clients to utilize more of the loan for direct construction costs.