Construction Loans

Bridge Loans


Financing for lot acquisition and vertical construction on new or previously acquired lots.


This loan really is ‘all-in-one’. It supports lot acquisition and construction financing all in one loan. Builders have up to nine months to secure the plans and permits, and up to an additional nine months for construction.

Bridge Loans


Finance acquisition and renovation all at once to keep builder equity in the project.


Finance lot acquisition for future vertical construction or property renovation.


Loan Guidelines

Residential Properties

  • Single Family Residence (attached/detached)
  • 1 – 4 Unit Property
  • Condominum/Townhome/LDMR/Row Houses

Loan Purpose

All lending must be for business purposes.

Loan Terms

  • Loan Amounts: $100,000 to $10,000,000+
  • Loan to Value: up to 70%
  • Loan to Cost: up to 90%
  • Loan Term: up to 18 months
  • Prepayment Penalty: None
  • Lien Position: 1st liens

Lending Territory

Currently, we lend only for projects in Washington, Oregon, and Colorado.

Borrowing Entities

  • Corporations
  • LLC’s
  • A combination of the above
  • Individuals on an exception basis

Cash Flow Advantage Option

Limits points/fees upfront, which limits cash required and allows our clients to utilize more of the loan for direct construction costs.